Insurance for Individuals and Australian Sailing Members
This Insurance program provides benefits to registered members of Australian Sailing Affiliated Clubs who, through injury or accident, incur financial loss and who otherwise have not received assistance.
Cover is Automatic for any financial member of an Australian Sailing Affiliated Club.
Cover is also extended to:
Cover is not valid if participating at, or on the premises of a non affiliated club.
A lump sum benefit is payable in the event of death or a Permanent Disability. The scale of benefits is defined in the policy.
The death benefit is $50,000 for members aged up to 85 years old and $10,000 for members under 18 and between 86 -90.
Reimburses up to 100% of Non-Medicare medical expenses up to a maximum of $5,000 subject to a $50 excess. Claimable expenses are private hospital bed and theatre fee, ambulance, net of any recoveries from private health insurance. Cover is limited to expenses incurred within 12 months from the date of injury.
Reimburses between 75% to 95% of costs incurred up to a maximum of $30 - $45 per visit up to a maximum of $850. Cover is limited to expenses incurred within 12 months from the date of injury.
Reimburses up to 80% of costs incurred up to a maximum of $450 per week for home tuition by a qualified tutor if the Injury stops the Insured Person from going to their external tutor outside the home for up to 52 weeks with a 7 day excess period.
Reimburses up to 80% of costs incurred up to a maximum of $450 per week for a recognised and licensed home help service if the Injury stops the Insured Person from usual and normal duties as a homemaker, sole provider for dependant children such as child-minding, cleaning, cooking, school pick up and drop offs for up to 52 weeks with a 7 day excess period.
We will pay up to $5,000 any one accident. Cover only applies if the event occurs within twelve (12) calendar months of the date of Injury. Please refer to the policy wording and Certificate of Insurance for details of the cover provided and policy limits.
We will pay up to $5,000 any one accident. Cover only applies if the event occurs within twelve (12) calendar months of the date of Injury. Please refer to the policy wording and Certificate of Insurance for more details of the cover provided and policy limits.
Weekly Benefit 85% of pre-Injury Salary, if prevented from working in your Occupation up to a maximum of $450 per week. The benefit period is 52 weeks and the excess is 7 days.
We will pay up to an additional $10,000 for funeral expenses in the event of the death of the insured person where the death is covered by this Policy.
We are pleased to confirm we have entered into partnership with one of Australia’s most progressive and largest boat insurers Club Marine to deliver an insurance package for owners and sailors of “Off The Beach Dinghies”.
This cover is applicable to trailerable, non-powered sail boats launched off the beach.
Network Insurance Group’s “Off The Beach Dinghy” cover offering is now provided by Club Marine, an Australian insurance agency backed by the strength of Allianz, one of Australia’s largest general insurers. Club Marine actively supports more than 100 yacht clubs, fishing tournaments, boat shows, regattas and volunteer marine groups.
We have worked with Club Marine to develop an insurance package for “Off The Beach Dinghy” owners which may be tailored to suit your boating needs.
Please note the below acceptable Off the Beach dinghy classes for Overseas Transit and Racing Cover:
|125||BIC Techno 293||Flying Ant||Laser Radial||Otimist||Skud 18|
|12’ Skiff||Cadet||Flying Dutchman||Manly Junior||OK||Spiral|
|29’ers||Cherub||Formula 16||Maricat||Paper Tiger||Taipan|
|49’ers||Impulse||Nacra||RS 100||Vee E|
|505||Finn||International 14||National E||RS-X||Vee Jay|
|Access Dinghies||Fireball||Laser||Northbridge Junior||Sabot||Windrush|
|B14||Flying 11||Laser 4.7||NS14||Sharpie||Windsurfer.|
|Flying 15||Open Bic||Skate|
If your boat is not listed above list please contact us for a quote and acceptance.
Our application form is being updated. For more information on getting covered:
Together with specialist sailing underwriter Club Marine we offer you insurance protection for your Yacht, Sailboat or Cruiser. Get protection in the event of a crisis, such as collision, sinking, fire, storm or theft.
Club Marine can tailor your policy to suit your individual boating needs.
Tailored Insurance for sailing clubs needing to insure multiple boats or “club owned boats”. Network Insurance Group will tailor and source a range of competitive quotations to match your clubs risk management requirements.
When participating in racing events it is often a requirement for entry that you and your vessel have public liability insurance. Our specialist regatta cover provides a minimum of $AUD 10,000,000 in public liability cover worldwide.
Please note that there is no renewal of this insurance available, should an extension of cover be required, or new cover be required, you will need to reapply.
Unlimited medical expense cover for Australian Sailing Members whilst participating in racing events overseas.
Most Travel Insurance policies generally exclude any cover for personal injury/emergency costs whilst participating in any type of sport ‘Racing’.
The Network Insurance Group Travel Insurance Policy arranged via AIG Insurance is specifically designed to provide unlimited medical expense cover for Australian Sailing Members whilst participating in Yacht Racing events overseas.
All policies placed through our AIG portal will automatically include endorsement from AIG to cover approved Yacht Racing events. Please read full conditions below.
Provided always that:
Provided further that the cover provided by this Endorsement only applies during Your Participation in the organised race itself and does not apply to:
For the purposes of this Endorsement, “Participation” is defined as participation in the usual preparation for the race, including but not limited to, briefings, course familiarity sailing and practice races. However, “Participation” does not include training or practice for the race that is not directly arranged by the race organisers in affiliation with the planned race.
Backed by the strength of Steadfast, Network Insurance Group can offer Australian Sailing members great pricing and cover on their personal and business Insurance.
We have direct access to the quoting databases of several major insurance underwriters and our buying power ensures competitive pricing and coverage.
Critical to running any business are the owners, executives and key specialist employees, who provide the capital, generate the revenue, manage the daily affairs, plan for the future and create the profits. Unplanned events affecting these key people can have a severe financial impact on families and businesses. Network Insurance Group can provide you with specialist advice on your Business & Life Insurance requirements.
Protection for you and your family. Insurance can be structured to provide for such things as the repayment of debt upon death or disability, financial assistance for dependants and protection against the loss of income. Personal Insurance cover includes:
In any business, particularly SME’s, unplanned events such as the sudden death, illness or disablement of these key people can severely impact the business financially. Protect against these possible impacts. Business Insurance Cover includes:
Group Life insurance is a single policy that allows many members of an organisation to purchase a policy with competitive wholesale premium rates, offering minimal or no medical underwriting and simple administration provided by your broker. Included cover can vary and can include Life Insurance, Total and Permanent Disability (TPD) or even Group Salary Continuance (Income Protection).
With the right benefits program in place, businesses can offer employees (including owners) unrivalled security at a low cost to the business.
Consult with you to get a clear understanding of your business. We will ask probative questions surrounding strategic, hazard and business risks of your business.
Based on this information we will search the market for the best cover and consider the best options available for your business. We will design a proposal to suit your needs.
Once you have agreed to your risk management plan we will implement and setup your cover.
We pride ourselves in maintaining on going relationships with our clients. We will check in regularly to ensure you’re comfortable with your cover and to ensure you’ve had no major change of circumstance.
Network Insurance Group are a 100% Australian Owned Insurance Broker backed by the Steadfast Group. We specialise in general Risk Management, Workers’ Compensation, Claims Management and Specialty Industry Risks.
Network Insurance Group has a long established track record of financial strength, integrity and delivery for our valued and long standing customers. In trusting Network Insurance Group, our customers benefit from market leading expertise and specialism across a range of diverse industries, products and services.
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